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Guess which groups of buyers are most impacted by Singapore MAS Debt Servicing Ratio

Two weeks have passed since the MAS Debt Servicing Ratio framework was announced. Immediately following that, there were much buzz over its impact by industry analysts while financial institutions (FIs) convened to interpret and roll out their implementation guidelines. It's much clearer now on how the MAS framework will be implemented so let's run through the impacted groups of property buyers.

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Guess which groups of buyers are most impacted by Singapore MAS Debt Servicing Ratio

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How Singapore firms can design the ideal workplace

“The brain is a wonderful organ,” wrote the American poet Robert Frost; “it starts working the moment you get up in the morning and doesn’t stop until you get into the office.”

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It's high noon for Singapore firms to give recruitment a makeover

Against the backdrop of compressed and volatile economic cycles, organisations know they have to have the best available talent to gain and maintain competitive edge.

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Are extroverts or introverts more productive in Singapore offices?

The debate about collaborative office space v’s private office space is all the rage in workplace design Singapore circles. With the amount of new offices being designed specifically to improve productivity increasing everyday to meet Singapore’s unique workforce and to justify a company being based in Singapore this debate is getting fiercer.

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The cardinal rule of reputation management Singaporeans must know

In early 2013, I consulted with a local celebrity embroiled in an attack on her reputation. The celebrity was accused of certain wrong doings and the resulting uproar took on a life of its own where both traditional and social media took aim at her.

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The power of mentoring in leadership development in Singapore

In Ancient Greece, Odysseus entrusted the education of his son, Telemachus, to a trusted counsellor and friend. This trusted and wise friend, Mentor, reportedly became the counsellor, guide, tutor and mentor for his protégé, Telemachus.

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What you don't know about the intangibles of M&A deals

You have worked hard to buy over a company; you have to work harder now to avoid seeing its value disappear.

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Why Singapore must make smarter, greener hospitals a top priority

The rising cost of healthcare in Singapore and Asia[1] has become an increasing concern for employers as well as the general populace, especially for the older generation, or those who are supporting an elderly dependent. There has been ongoing debate, within governments as well as on the ground, on how this cost can be controlled and made affordable to everyone.

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Why senior MNC execs are leaving 6-figure jobs for Singaporean startups

Working as a senior executive at a multi-national corporation means making a high salary, driving European sports cars, usage of a corporate card and other perks. Why would anyone give that up for to take a pay cut, mingle with programmers and give up the swanky corner office for a desk at a co-working space?

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10 ways for Singapore BYOD users to help secure the network

Security professionals exist to serve their end users or ‘customers’ – and we all know that customers are always right. Or are they! In the real world, security pro’s are constantly frustrated by users’ behaviour impacting the network - especially now so many are bringing their own devices (BYOD) into the work environment.

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The evolution of LinkedIn and its opportunity for brands in Singapore

Those of you who have been following LinkedIn’s recent developments closely would have started to observe that the site is undergoing an image overhaul. From previously what was a social networking site, it’s now trying to evolve into a content platform for work purposes.

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5 ways to be a persuasive voice in the Singapore boardroom

Build a commanding stage presence that draws in the crowds and talk them into action!

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What you need to know about MAS Debt Servicing Framework

The Monetary Authority of Singapore (MAS) on June 28 2013 introduced a Total Debt Servicing Ratio (TDSR) framework for property loans applicable to all types of properties. The TDSR framework was a result of inspections on financial institutions' (FIs) practices around debt servicing ratios and credit underwriting. FIs are expected to adhere to the methodology for computing the TDSR.

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Here's a crucial career checklist for Singaporean fresh graduates

In reality, there are a number of factors that influence how readily employable graduates are after their studies aside from their own preparation – country and culture, universities, government involvement, and the interaction between companies and universities.

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5 lessons marketers should learn from Singapore Hello Kitty frenzy

The Hello Kitty frenzy has happened again in Singapore, where people queue for long hours outside McDonald’s outlets just to get hold on the limited fairytale edition stuffed toy. The frenzy went a little bit wilder when masses of consumers queued for the toy despite the current unhealthy haze. Some consumers are even caught on video, quarreling and making a fuss over this stuffed kitty toy.

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Top 5 advantages of being successfully organised

Do you have all the right qualifications, experience, networks and still find yourself stuck on the same rung of the career ladder? Are you inadvertently harming your career prospects by projecting an incompetent image? Singapore’s first Professional Organiser divulges the unspoken secret of maintaining an organised office to clinch that next promotion.

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Why the Eu Yan Seng website hacking incident means trouble for Singapore

Bouts of hacker vigilante justice are unpredictable – Singapore as a prominent country in the international areana means that any local site could be targeted for a cause, to send a message or for no reason whatsoever. No matter how secure your website can be, it is bound to be hacked, crash due to overwhelming traffic, server outages or more.

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