Commentary

How data backup can benefit from artificial intelligence and machine learning

As Singapore businesses continue to generate more data than ever before, the importance of effective data backup and recovery strategies becomes increasingly critical. In recent years, artificial intelligence (AI) and machine learning (ML) have emerged as powerful tools in this field, transforming the way organisations approach data backup.

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How data backup can benefit from artificial intelligence and machine learning

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No more empty coffers: Designing a marketing value chain that yields payoffs

Whilst most industries have seen a noticeable upswing in demand as we move forward in the post-COVID era, Singapore businesses are not out of the woods yet.

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Transforming current and future city landscapes in Southeast Asia with District Cooling

Singapore's weather has become a hot topic, both figuratively and literally. In recent months, the nation has found itself at the epicentre of the regional heat challenge. Temperatures even soared as high as 37 degrees Celsius in May of this year; matching a 40-year record for the highest daily maximum temperature in the country.

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Why reimagining co-working spaces is needed for future work needs

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Small but Nimble: The Future of Regulatory Compliance for Smaller Financial Firms in Singapore

Background

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Treading the sustainability tightrope: C-Suite focus areas to accelerate the green vision

Now a mainstay in the corporate lexicon, sustainability has become mission-critical for business success in the new trust era as governments, partners, employees, and clients increasingly consider ESG in their decision to engage with organisations.

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Organisations Beware: The Legacy Skills Gap Will Stop Modernisation

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Underwrite your business continuity with cyber resilience

Businesses understand the tremendous impact that digital transformation and the adoption of new technology can have on revenue generation and providing greater customer value. However, with increased technology adoption comes the exponential risk of falling victim to the digital plague of ransomware because for every new data generated, a business’s attack surface expands.

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Building a sustainable future in Singapore starts with the circular economy

The last few years have witnessed a sea of change across the environmental landscape. Challenges such as the global pandemic, inflationary pressures and inefficient resource allocation have impacted the environmental landscape. Earth’s natural resources are being depleted at an alarming rate, 1.8 times faster than the planet can replenish them. By 2050, this is expected to reach 2.3 times what is sustainable.

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It’s time to rethink loans

It should be about offering options and putting control back in the hands of consumers so that they can decide what is best for them, says GXS' Jenn Ong.

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It’s high time for property developers to implement effective anti-money laundering requirements

Singapore’s real estate sector will soon see a tightening of its customer and transaction due diligence requirements. From 28 June 2023, property developers will need to implement enhanced measures to prevent money laundering and terrorism financing. This will include the requirement to conduct customer due diligence (CDD) checks on new and existing property purchasers.

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Transforming the Retail Horizon: Experiential Retail and Digitalisation key in driving post-pandemic growth

In Singapore, retail sales have essentially returned to pre-pandemic levels. Consumers are returning to stores to find revamped and refreshed retail concepts that showcase the relevance of the brick-and-mortar store in the post-Covid era.

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The Impact of the ABSD rate hike and property buyer tax on real estate investments

The Additional Buyer’s Stamp Duty (ABSD) is a property buyer tax in Singapore that was introduced in 2011. It is a tax that is imposed on top of the existing Buyer’s Stamp Duty (BSD) and is meant to deter foreigners and property investors from driving up the property market prices. Recently, the ABSD rates have been increased to cool down the property market. This article discusses the impact of the ABSD and property buyer tax on real estate investments in Singapore.

Commentary

Bridging Loans: An Alternative Financing Option for Clients Affected by TDSR

As property prices in Singapore continue to rise, more and more clients are finding themselves affected by the Total Debt Servicing Ratio (TDSR) framework. This framework, introduced in 2013, sets a limit on the amount of debt a borrower can take on based on their income and other financial commitments. While the TDSR framework is designed to promote financial prudence, it has also made it harder for some clients to secure financing for their property purchases.

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